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;margin-left:80px;margin-right:80px;'>


<div class=3DSection1 >

<p class=3DMsoNormal style=3D'mso-pagination:none;mso-layout-grid-align:non=
e;
text-autospace:none'><span style=3D'mso-bidi-font-family:"Times New Roman"'=
><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'margin-top:4.5pt;margin-right:0in;margin-bott=
om:4.5pt;
margin-left:.5in;text-align:justify;mso-pagination:lines-together;page-brea=
k-after:
avoid;mso-layout-grid-align:none;text-autospace:none'><span style=3D'mso-bi=
di-font-family:
"Times New Roman"'>Our member website, myCIGNAforhealth.com, is an online
health and wellness resource center. It is designed to help members take ch=
arge
of their health and well-being by providing access to a wide array of health
and medical information, including resources that can help members maintain
good health and adopt lifestyle behaviors that support ongoing wellness.
Interactive online tools and resources that can be found at
myCIGNAforhealth.com include: <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:3.0pt;
margin-left:.75in;text-align:justify;text-indent:-.25in;mso-pagination:none;
mso-list:l0 level1 lfo1;mso-layout-grid-align:none;text-autospace:none'><![=
if !supportLists]><span
style=3D'font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-fa=
mily:
Symbol'><span style=3D'mso-list:Ignore'>&middot;<span style=3D'font:7.0pt "=
Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D'mso-bidi-font-family:"Time=
s New Roman"'>Health
Assessment -</span></b><span style=3D'mso-bidi-font-family:"Times New Roman=
"'>
Our Health Assessment is a personal assessment composed of a series of
questions that measure biometrics, such as blood pressure and cholesterol, =
as
well as physical activity levels, eating habits, risks for depression and
overall productivity. The number of questions varies, dependent upon the
participant's gender and the answers provided (due to advanced branching
logic). The assessment helps each individual identify health risks and
establishes steps for improving health and changing at-risk behaviors.<o:p>=
</o:p></span></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:3.0pt;
margin-left:.75in;text-align:justify;text-indent:-.25in;mso-pagination:none;
mso-list:l0 level1 lfo1;mso-layout-grid-align:none;text-autospace:none'><![=
if !supportLists]><span
style=3D'font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-fa=
mily:
Symbol'><span style=3D'mso-list:Ignore'>&middot;<span style=3D'font:7.0pt "=
Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D'mso-bidi-font-family:"Time=
s New Roman"'>Health
Resources -</span></b><span style=3D'mso-bidi-font-family:"Times New Roman"=
'>
This online library puts medical and wellness information at a member's
fingertips. Resources include a medical encyclopedia, an alternative medici=
ne
database and chronic care guidelines.<o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:3.0pt;
margin-left:.75in;text-align:justify;text-indent:-.25in;mso-pagination:none;
mso-list:l0 level1 lfo1;mso-layout-grid-align:none;text-autospace:none'><![=
if !supportLists]><span
style=3D'font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-fa=
mily:
Symbol'><span style=3D'mso-list:Ignore'>&middot;<span style=3D'font:7.0pt "=
Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D'mso-bidi-font-family:"Time=
s New Roman"'>Calculators
and Tests -</span></b><span style=3D'mso-bidi-font-family:"Times New Roman"=
'> Our
wellness website includes a variety of tools, including a body mass index (=
BMI)
calculator, and strength and flexibility tests to increase health awareness=
 in
an engaging way. <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:3.0pt;
margin-left:.75in;text-align:justify;text-indent:-.25in;mso-pagination:none;
mso-list:l0 level1 lfo1;mso-layout-grid-align:none;text-autospace:none'><![=
if !supportLists]><span
style=3D'font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-fa=
mily:
Symbol'><span style=3D'mso-list:Ignore'>&middot;<span style=3D'font:7.0pt "=
Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D'mso-bidi-font-family:"Time=
s New Roman"'>Web-based
Ask-a-nurse Program -</span></b><span style=3D'mso-bidi-font-family:"Times =
New Roman"'>
Registered nurses are available via e-mail to answer health-related questio=
ns.
Nurses can provide information on medical conditions, treatment options,
alternative therapy, medications and support groups. <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:3.0pt;
margin-left:.75in;text-align:justify;text-indent:-.25in;mso-pagination:none;
mso-list:l0 level1 lfo1;mso-layout-grid-align:none;text-autospace:none'><![=
if !supportLists]><span
style=3D'font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-fa=
mily:
Symbol'><span style=3D'mso-list:Ignore'>&middot;<span style=3D'font:7.0pt "=
Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D'mso-bidi-font-family:"Time=
s New Roman"'>GlobalFit
-</span></b><span style=3D'mso-bidi-font-family:"Times New Roman"'> Members=
 have
access to membership discounts at over 2,000 health and fitness clubs
nationwide, as well as discounts for supplements, vitamins and other
fitness-related items. GlobalFit is also available by calling (800) 294-150=
0.<o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:3.0pt;
margin-left:.75in;text-align:justify;text-indent:-.25in;mso-pagination:none;
mso-list:l0 level1 lfo1;mso-layout-grid-align:none;text-autospace:none'><![=
if !supportLists]><span
style=3D'font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-fa=
mily:
Symbol'><span style=3D'mso-list:Ignore'>&middot;<span style=3D'font:7.0pt "=
Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D'mso-bidi-font-family:"Time=
s New Roman"'>Alternative
Care -</span></b><span style=3D'mso-bidi-font-family:"Times New Roman"'> Me=
mbers
can obtain information about our alternative care network and access to lis=
ts
of eligible alternative care services, including acupuncture, massage thera=
py,
etc. As a value-added service, CIGNA offers a complementary alternative
medicine program to all of its members. This program does not affect the
benefits provided by your medical plan; rather, it provides access to certa=
in
providers at a discounted price when members show their CIGNA ID card.<span
style=3D'mso-spacerun:yes'>&nbsp; </span>This program is sponsored through
OptumHealth. Members have access to a 20 percent discount on services from
alternative medicine providers, including chiropractors, acupuncturists,
massage therapists, dietitians, nutritionists and naturopaths contracted wi=
th
the OptumHealth nationwide network. Members may locate discounted providers
through the wellness section of our website at myCIGNAforhealth.com under t=
he
alternative care header. From this portion of the website, members can navi=
gate
to our partner&#8217;s website to locate one of OptumHealth alternative med=
icine
providers.<span style=3D'mso-spacerun:yes'>&nbsp;&nbsp; </span><o:p></o:p><=
/span></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:3.0pt;
margin-left:.75in;text-align:justify;text-indent:-.25in;mso-pagination:none;
mso-list:l0 level1 lfo1;mso-layout-grid-align:none;text-autospace:none'><![=
if !supportLists]><span
style=3D'font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-fa=
mily:
Symbol'><span style=3D'mso-list:Ignore'>&middot;<span style=3D'font:7.0pt "=
Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D'mso-bidi-font-family:"Time=
s New Roman"'>Symptoms
Guide -</span></b><span style=3D'mso-bidi-font-family:"Times New Roman"'> T=
his
tool helps members evaluate symptoms and determine whether they should see a
health professional. <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:3.0pt;
margin-left:.75in;text-align:justify;text-indent:-.25in;mso-pagination:none;
mso-list:l0 level1 lfo1;mso-layout-grid-align:none;text-autospace:none'><![=
if !supportLists]><span
style=3D'font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-fa=
mily:
Symbol'><span style=3D'mso-list:Ignore'>&middot;<span style=3D'font:7.0pt "=
Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D'mso-bidi-font-family:"Time=
s New Roman"'>Medications
-</span></b><span style=3D'mso-bidi-font-family:"Times New Roman"'> This re=
source
provides updated information on the proper usage and the potential side eff=
ects
of more than 3,000 prescription medications. <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:3.0pt;
margin-left:.75in;text-align:justify;text-indent:-.25in;mso-pagination:none;
mso-list:l0 level1 lfo1;mso-layout-grid-align:none;text-autospace:none'><![=
if !supportLists]><span
style=3D'font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-fa=
mily:
Symbol'><span style=3D'mso-list:Ignore'>&middot;<span style=3D'font:7.0pt "=
Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D'mso-bidi-font-family:"Time=
s New Roman"'>Complementary
Medicine -</span></b><span style=3D'mso-bidi-font-family:"Times New Roman"'>
Members can find answers to frequently asked questions on more than 250
complementary medicines, including herbs and supplements; medical systems,
including homeopathy; and therapies, such as yoga.<o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:3.0pt;
margin-left:.75in;text-align:justify;text-indent:-.25in;mso-pagination:none;
mso-list:l0 level1 lfo1;mso-layout-grid-align:none;text-autospace:none'><![=
if !supportLists]><span
style=3D'font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-fa=
mily:
Symbol'><span style=3D'mso-list:Ignore'>&middot;<span style=3D'font:7.0pt "=
Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D'mso-bidi-font-family:"Time=
s New Roman"'>Medical
Tests -</span></b><span style=3D'mso-bidi-font-family:"Times New Roman"'> T=
his
resource includes medical testing information on more than 1,500 topics. <o=
:p></o:p></span></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:3.0pt;
margin-left:.75in;text-align:justify;text-indent:-.25in;mso-pagination:none;
mso-list:l0 level1 lfo1;mso-layout-grid-align:none;text-autospace:none'><![=
if !supportLists]><span
style=3D'font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-fa=
mily:
Symbol'><span style=3D'mso-list:Ignore'>&middot;<span style=3D'font:7.0pt "=
Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D'mso-bidi-font-family:"Time=
s New Roman"'>Support
Groups -</span></b><span style=3D'mso-bidi-font-family:"Times New Roman"'> =
We
provide a list of support group contact information to help members cope wi=
th
more than 1,000 diseases and conditions.<o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:3.0pt;
margin-left:.75in;text-align:justify;text-indent:-.25in;mso-pagination:line=
s-together;
page-break-after:avoid;mso-list:l0 level1 lfo1;mso-layout-grid-align:none;
text-autospace:none'><![if !supportLists]><span style=3D'font-family:Symbol;
mso-fareast-font-family:Symbol;mso-bidi-font-family:Symbol'><span
style=3D'mso-list:Ignore'>&middot;<span style=3D'font:7.0pt "Times New Roma=
n"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D'mso-bidi-font-family:"Time=
s New Roman"'>Weight
Management -</span></b><span style=3D'mso-bidi-font-family:"Times New Roman=
"'>
Our weight management tools offer information on maintaining a healthy weig=
ht,
factors that affect body weight, facts about weight loss diets and programs=
, as
well as tools to support a member's weight management efforts. <o:p></o:p><=
/span></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:3.0pt;
margin-left:.75in;text-align:justify;text-indent:-.25in;mso-pagination:none;
mso-list:l0 level1 lfo1;mso-layout-grid-align:none;text-autospace:none'><![=
if !supportLists]><span
style=3D'font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-fa=
mily:
Symbol'><span style=3D'mso-list:Ignore'>&middot;<span style=3D'font:7.0pt "=
Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D'mso-bidi-font-family:"Time=
s New Roman"'>Smoking
Cessation -</span></b><span style=3D'mso-bidi-font-family:"Times New Roman"=
'> We
provide personalized tools, strategies and resources to help members quit
smoking.<o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'margin-top:0in;margin-right:0in;margin-bottom=
:10.0pt;
margin-left:.5in;line-height:115%;mso-pagination:none;mso-layout-grid-align:
none;text-autospace:none'><span style=3D'mso-bidi-font-family:"Times New Ro=
man"'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'mso-pagination:none;mso-layout-grid-align:non=
e;
text-autospace:none'><span style=3D'mso-bidi-font-family:"Times New Roman"'=
><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'mso-pagination:none;mso-layout-grid-align:non=
e;
text-autospace:none'><span style=3D'font-size:10.0pt;mso-bidi-font-family:"=
Times New Roman"'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'mso-pagination:none;mso-layout-grid-align:non=
e;
text-autospace:none'><b><i><span style=3D'font-size:10.0pt;mso-bidi-font-fa=
mily:
"Times New Roman"'>Confidential. Do not duplicate or distribute. Use and
distribution limited solely to authorized personnel. &copy; Copyright 2010 =
by
CIGNA.</span></i></b><span style=3D'mso-bidi-font-family:"Times New Roman"'=
><o:p></o:p></span></p>

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